šØ UPI Crash! Digital Payments Grind to a Halt Across India šøšµ
- MediaFx
- Apr 12, 2025
- 2 min read
TL;DR š§¾
On April 12, 2025, a major #UPI outage disrupted digital payments across India, affecting apps like #GooglePay, #PhonePe, and #Paytm.Ā Users faced transaction failures, with over 2,300 complaints reported.Ā The National Payments Corporation of India (#NPCI) cited "intermittent technical issues" as the cause.Ā This marks the third significant outage in a month, raising concerns over the reliability of India's digital payment infrastructure.ā
š„ UPI Goes Kaput: Nation's Wallets Freeze! š§
Saturday morning turned into a digital nightmare as India's beloved #UPI system went down, leaving millions unable to make payments.Ā Whether it was buying veggies š„¦, paying for auto rides š, or settling bills š”, everything came to a standstill.ā
š The Numbers Speak: Outage by the Digits
Over 2,324Ā complaints flooded DownDetector around 1 PM.ā
#GooglePay users reported 465Ā issues, mainly payment failures.ā
#Paytm had 60Ā complaints, with 60% related to failed transactions.ā
#SBI faced 814Ā reports, primarily online banking glitches.ā
Other banks like #HDFC, #AxisBank, and #ICICI also saw significant disruptions.ā
This isn't a one-off.Ā It's the third major outage in 30 days, with previous incidents on March 26 and April 2 causing similar chaos.ā
š ļø NPCI's Response: "We're Working on It"
The #NPCI acknowledged the issue, stating: "We're facing intermittent technical issues leading to partial UPI transaction declines. We're working to resolve it."Ā ā
But for users, this repetitive glitch raises eyebrows.Ā Is our digital payment backbone as strong as we thought?ā
š§ MediaFx Take: Time for a People's Payment System
These outages highlight the fragility of systems controlled by a few entities.Ā In a country striving for digital inclusivity, reliance on centralized platforms can be risky.ā
We advocate for a decentralized, community-driven payment infrastructure.Ā One that's transparent, accountable, and resilient.Ā Because in the digital age, financial freedom should be in the hands of the people, not just corporations.ā
